Congress Red Bone

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Red Flags Rule Delayed Again While Congress Debates Exemptions

ONTARIO, Calif.—The FTC’s Red Flags Rule, designed to protect sensitive consumer and employee information from theft, has been delayed through the end of the year, but Personnel Concepts advises employers that it is wise to start developing a compliance plan now.

The Red Flags Rule stems from the Fair and Accurate Credit Transaction Act (FACTA) of 2003, which despite its title protects a variety of sensitive consumer and employee information. In addition to credit transactions involving billing or credit cards, FACTA also covers any business with one or more employees that maintains social security numbers or insurance information.

“Congress and the courts are debating the reach of the new rule and may exempt certain businesses,” said Robert Leland, director of research for Personnel Concepts, “but your safest bet is to be in compliance no matter what the final outcome it. It’s just a smart business practice to protect confidential information and thereby win employee and customer trust and loyalty.”

The rule applies to “financial institutions” (which have already implemented required procedures) and “creditors” that maintain “covered accounts.” Because the definitions of creditors and covered accounts are still so loose and undefined, the rule could have broad implications depending on how court cases and Congress hammer out the definitions and decide who’s really exempt.

Personnel Concepts, the leader in the labor law compliance industry, has created a Workplace Identity Theft Protection Kit to ensure businesses can comply with the Red Flags Rule by following FTC guidelines. The kit will enable businesses to establish FTC-compliant written policies and procedures to protect sensitive information and set up “red flags” to alert responsible individuals of possible misuse or abuse of such information.

Personnel Concepts pioneered the labor law and health and safety compliance poster industry in 1989 with its All-On-One approach. It also led the industry in developing a skilled, knowledgeable and experienced research team that keeps constant vigil on government regulatory changes and updates clients on changing labor law and OSHA requirements. Its “We Pay the Fine” guarantee was an industry first and is still a mainstay of its strong customer service tradition.

Personnel Concepts’ customers have relied on the company’s products and services for the past two decades to protect them from government fines, employee lawsuits and other costly consequences associated with non-compliance. Businesses throughout the nation have entrusted their compliance to Personnel Concepts, and the company in turn embraces that responsibility by keeping up to date on changing regulations and tailoring a wide variety of simplified solutions. The company currently advises and serves more than 1.2 million businesses throughout the United States from its headquarters in Ontario, Calif., with the motto “Your Trusted Compliance Partner.”

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Case XX USA 1965 1969 64052 Four Blade Congress Red Bone MINT
Case XX USA 1965 1969 64052 Four Blade Congress Red Bone MINT
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Case XX USA 7 Dot 1973 62052 Two Blade Congress Chestnut Red Bone MINT
Case XX USA 7 Dot 1973 62052 Two Blade Congress Chestnut Red Bone MINT
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Case XX USA 10 Dot 1970 64052 Four Blade Congress Chestnut Red Bone MINT
Case XX USA 10 Dot 1970 64052 Four Blade Congress Chestnut Red Bone MINT
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Case XX USA 1965 1969 62052 Two Blade Congress Chestnut Red Bone MINT
Case XX USA 1965 1969 62052 Two Blade Congress Chestnut Red Bone MINT
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Case XX 1940 1964 6269 Congress Penknife Chestnut Red Bone Scarce
Case XX 1940 1964 6269 Congress Penknife Chestnut Red Bone Scarce
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CASE XX Jigged Pocket Worn Old Red Bone Congress Stainless 789 Pocket Knife
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RED BONE 8 Dot 1972 CASE XX USA 6488 CONGRESS 4 Blade Pocket Knife Near Mint
RED BONE 8 Dot 1972 CASE XX USA 6488 CONGRESS 4 Blade Pocket Knife Near Mint
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CASE XX Jigged Pocket Worn Old Red Bone Congress Stainless 789 Pocket Knife
CASE XX Jigged Pocket Worn Old Red Bone Congress Stainless 789 Pocket Knife
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19973Dot NEW MINTy USA CASE XX 64052SS JIGGED OLD DARK RED BONE CONGRESS KNIFE
19973Dot NEW MINTy USA CASE XX 64052SS JIGGED OLD DARK RED BONE CONGRESS KNIFE
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Rough Rider Large Congress Folding Blade Strawberry Red Bone Handle Knife 1503
Rough Rider Large Congress Folding Blade Strawberry Red Bone Handle Knife 1503
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MARBLES RED BONE CONGRESS 2 Blade Folding knife knives MR133 New In Box
MARBLES RED BONE CONGRESS 2 Blade Folding knife knives MR133 New In Box
$18.50
Boker Jigged Red Bone Congress Folding Pocket Knife  5464JRB
Boker Jigged Red Bone Congress Folding Pocket Knife 5464JRB
$22.50
Boker Congress Red Bone Pocket Knife  110745
Boker Congress Red Bone Pocket Knife 110745
$13.50
Frost Family 3 1 2 Red Jigged Bovine Bone 4 Blade Congress FF 115RMR
Frost Family 3 1 2 Red Jigged Bovine Bone 4 Blade Congress FF 115RMR
$16.70
Boker Magnum Congress Bonsai Red Bone Jigged Handles 4 Blade
Boker Magnum Congress Bonsai Red Bone Jigged Handles 4 Blade
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Case 64052 Medium Congress Redbone Scales
Case 64052 Medium Congress Redbone Scales
$60.00
Old America Knife Company Congress Folding Pocket Knife Red Bone Handle
Old America Knife Company Congress Folding Pocket Knife Red Bone Handle
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Case 64052 Medium 4 Blade Congress Redbone Scales
Case 64052 Medium 4 Blade Congress Redbone Scales
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UNITED BOKER SOLINGEN GERMANY VINTAGE REDBONE COURTHOUSE CONGRESS POCKET KNIFE
UNITED BOKER SOLINGEN GERMANY VINTAGE REDBONE COURTHOUSE CONGRESS POCKET KNIFE
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Boker Solingen Germany 5464 Red Bone Congress Pocket Knife
Boker Solingen Germany 5464 Red Bone Congress Pocket Knife
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H BOKER  CO TREE BRAND SOLINGEN GERMANY RED BONE CONGRESS KNIFE 5464 228990
H BOKER CO TREE BRAND SOLINGEN GERMANY RED BONE CONGRESS KNIFE 5464 228990
$116.00
1997 Case XX USA DR64052 Congress Pocket Knife 3 1 2 Genuine Red Bone Handles
1997 Case XX USA DR64052 Congress Pocket Knife 3 1 2 Genuine Red Bone Handles
$37.52
TREE BRAND GERMANY 1990S3 INCH 2 BLADECONGRESSSMOOTH RED BONEUNUSED
TREE BRAND GERMANY 1990S3 INCH 2 BLADECONGRESSSMOOTH RED BONEUNUSED
$28.88
VINTAGE CASE XX DARK RED BONE CONGRESS WHITTLER KNIFE R 63052 SSP 1 Dot
VINTAGE CASE XX DARK RED BONE CONGRESS WHITTLER KNIFE R 63052 SSP 1 Dot
$59.99
German J A Henckels Red Bone Congress Knife MIB
German J A Henckels Red Bone Congress Knife MIB
$89.99
Hen  Rooster Red Jigged Bone Congress HR344 RJB
Hen Rooster Red Jigged Bone Congress HR344 RJB
$44.75
German Boker Red Bone Step Down Bolster Congress Knife N M
German Boker Red Bone Step Down Bolster Congress Knife N M
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This Case Classic DR6488 Congress Knife Red Bone Handles Classic Box COA
This Case Classic DR6488 Congress Knife Red Bone Handles Classic Box COA
$225.00
Case Large Congress Model 6488 Red bone handles 6 Dots
Case Large Congress Model 6488 Red bone handles 6 Dots
$225.00
Camillus Model 712 Red Bone Congress
Camillus Model 712 Red Bone Congress
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RARE VINTAGE CASE XX REDBONE CONGRESS KNIFE 6488 1940 48 LONG PULL BOOK 3750
RARE VINTAGE CASE XX REDBONE CONGRESS KNIFE 6488 1940 48 LONG PULL BOOK 3750
$895.00
Vintage Case XX Two Blade Congress Folding Knife Red Jigged Bone Handle 62052 SS
Vintage Case XX Two Blade Congress Folding Knife Red Jigged Bone Handle 62052 SS
$23.51
Robert Klaas Congress Red Jigged Bone Knife KC6426RD
Robert Klaas Congress Red Jigged Bone Knife KC6426RD
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Case Spruce Tree Congress Knife 2003 SFO Colorado Spruce Tree Jigged Redbone NR
Case Spruce Tree Congress Knife 2003 SFO Colorado Spruce Tree Jigged Redbone NR
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BROWNING BONE HANDLE CONGRESS HUNTING POCKET KNIFE W BUCK MARK SHIELD
BROWNING BONE HANDLE CONGRESS HUNTING POCKET KNIFE W BUCK MARK SHIELD
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Case XX 6488 Red Bone 1940 64 Large Congress Knife
Case XX 6488 Red Bone 1940 64 Large Congress Knife
$995.00
Vintage Case XX 1940 1964 Green Bone CONGRESS KNIFE 62052
Vintage Case XX 1940 1964 Green Bone CONGRESS KNIFE 62052
$700.00
Hen  Rooster Folding Pocket Knife New Congress Red Pick Bone 264 RPB
Hen Rooster Folding Pocket Knife New Congress Red Pick Bone 264 RPB
$38.33
Browning Folding Pocket Knife New Red Bone Congress BR184
Browning Folding Pocket Knife New Red Bone Congress BR184
$16.84

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