Rough Rider Stockman

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Rider benefits in life insurance

As an insurance-seeker,
insurance
agents or financial advisors may have often advised you to enhance your basic cover with rider benefits. It may not be wise to blindly follow their recommendations to buy a policy merely, but you can do your own research and identify riders that can add real value to your basic protection plan.

Essentially, riders are add-on covers insurers provide to enhance the scope of a life policy. Riders cover risks that are beyond the scope of the main life policy, resulting in a more comprehensive protection. The riders may cover critical illness (or dreaded diseases), personal accident (or accidental death and dismemberment), and waiver of premium benefit (applicable to child Ulips). These add-ons step in during situations where the main
life insurance policy
may not come into play.

For example, if the insured meets with an accident resulting in absence from work, he/she could be faced with the prospect of loss of income during the period of recovery. The life cover will not be able to offer any succour in this situation. This is where a personal accident rider, covering temporary disability, would come into play. The insurance company will compensate the insured monetarily during the period, depending on the policy terms and conditions.

Likewise, if the policyholder is diagnosed with a critical illness, the life cover will be of no help as it does not cover funding of the treatment cost.

On the other hand, if it is topped up with a critical illness benefit rider, the insurer will hand out a lump sum upon diagnosis of such an illness, unlike a health insurance policy. Thus, it can take care of the post-recovery costs as well. Cancer, kidney failure, and bypass surgery are some of critical illnesses covered under the rider.

To identify the rider best suited for you, take into account factors such as age, regular mode of commuting to work and history of illnesses in your family. Also, consider the costs involved. Insurers levy an additional premium as per their underwriting norms when you decide to add such rider benefits to your basic policy.

In terms of tax breaks, rider add-ons make you eligible for deductions in line with life and health covers. For instance, if you opt for an accidental death rider, you can claim deductions under section 80 C on premiums paid; for critical illness, the relevant section will be 80 D.

Find Rough Rider Stockman On eBay Below:

Folding Pocket Knife Rough Rider 3 SS Blades 2 3 4 Stockman New In Package
Folding Pocket Knife Rough Rider 3 SS Blades 2 3 4 Stockman New In Package
$8.95
NIB Rough Rider Moon Glow Large Stockman Knife RR1428 4 1 4 closed S
NIB Rough Rider Moon Glow Large Stockman Knife RR1428 4 1 4 closed S
$14.77
Rough Rider 3 Blade Stockman Pocket Knife
Rough Rider 3 Blade Stockman Pocket Knife
$7.99
Rough Rider Stockman Stag Handle Knife RR252
Rough Rider Stockman Stag Handle Knife RR252
$14.99
Rough Rider RR811 Tiny Stockman Old Yellow Smooth Bone Folding Pocket Knife
Rough Rider RR811 Tiny Stockman Old Yellow Smooth Bone Folding Pocket Knife
$7.25
New Rough Rider RR1516 Moon Glo Lockback Stockman
New Rough Rider RR1516 Moon Glo Lockback Stockman
$12.77
RR158 Rough Rider 3 1 2 Stockman Pocket Knife Stag Bone
RR158 Rough Rider 3 1 2 Stockman Pocket Knife Stag Bone
$13.95
New Rough Rider RR1518 Gold Flake Stockman
New Rough Rider RR1518 Gold Flake Stockman
$13.50
Rough Rider Stockman Rams Horn 440 Stainless Steel Folding Pocket Knife RR1596
Rough Rider Stockman Rams Horn 440 Stainless Steel Folding Pocket Knife RR1596
$13.64
New Rough Rider RR1524 Dreamcatcher Stockman
New Rough Rider RR1524 Dreamcatcher Stockman
$20.64
New Rough Rider RR1537 Civil War Stockman Sthrn Cross
New Rough Rider RR1537 Civil War Stockman Sthrn Cross
$24.08
Rough Rider Copper Ridge Stockman Folding Pocket Knife RR1702
Rough Rider Copper Ridge Stockman Folding Pocket Knife RR1702
$17.54
ROUGH RIDER RR211 NATURAL LARGE STOCKMAN POCKET KNIFE NIB
ROUGH RIDER RR211 NATURAL LARGE STOCKMAN POCKET KNIFE NIB
$19.99
Rough Rider Peppermint Merry Christmas Pearl Stockman Folding Knife RR1411
Rough Rider Peppermint Merry Christmas Pearl Stockman Folding Knife RR1411
$16.21
RR298 Rough Rider Large Stockman Pocket Knife Jigged Bone RR298
RR298 Rough Rider Large Stockman Pocket Knife Jigged Bone RR298
$28.97
Rough Rider RR1691 Premium Select Stockman 3 Blade Folding Knife Pocket Folder
Rough Rider RR1691 Premium Select Stockman 3 Blade Folding Knife Pocket Folder
$15.93
Rough Rider RR1702 Rose Copper Ridge Stockman Folding Knife Pocket Folder
Rough Rider RR1702 Rose Copper Ridge Stockman Folding Knife Pocket Folder
$17.50
ROUGH RIDER RR207 SMOOTH ORANGE STOCKMAN POCKET KNIFE NIB
ROUGH RIDER RR207 SMOOTH ORANGE STOCKMAN POCKET KNIFE NIB
$23.99
ROUGH RIDER RR437 SMOOTH ROSE HANDLE STOCKMAN POCKET KNIFE NIB
ROUGH RIDER RR437 SMOOTH ROSE HANDLE STOCKMAN POCKET KNIFE NIB
$18.99
RR813 Rough Rider Miniature 3 Blade Stockman Pocket Knife Smooth Tobacco bone
RR813 Rough Rider Miniature 3 Blade Stockman Pocket Knife Smooth Tobacco bone
$16.00
RR809 Rough Rider Miniature 3 Blade Stockman Pocket Knife White Pearl Handles
RR809 Rough Rider Miniature 3 Blade Stockman Pocket Knife White Pearl Handles
$12.95
Rough Rider Smooth Pink Bone Sowbelly Stockman 3 Blade Folding Knife RR1315
Rough Rider Smooth Pink Bone Sowbelly Stockman 3 Blade Folding Knife RR1315
$10.95
Rough Rider Amber Jigged Bone Stockman 3 Blade Folding Pocket Knife RR195
Rough Rider Amber Jigged Bone Stockman 3 Blade Folding Pocket Knife RR195
$12.08
Rough Rider Dont Tread on Me Yellow Smooth Stockman Pocket Knife RR1390 Snake
Rough Rider Dont Tread on Me Yellow Smooth Stockman Pocket Knife RR1390 Snake
$10.95
ROUGH RIDER GEORGE W BUSH 2001 2009 STOCKMAN POCKET KNIFE
ROUGH RIDER GEORGE W BUSH 2001 2009 STOCKMAN POCKET KNIFE
$24.99
Rough Rider Copper Bolster Stockman Folding Pocket Knife RR1586
Rough Rider Copper Bolster Stockman Folding Pocket Knife RR1586
$18.85
Rough Rider Knives Tiny Stockman Imitation Tortoise Shell Pocket Knife
Rough Rider Knives Tiny Stockman Imitation Tortoise Shell Pocket Knife
$9.09
Rough Rider Knives Stockman Smooth Yellow 3 7 8 Closed Folding Knife
Rough Rider Knives Stockman Smooth Yellow 3 7 8 Closed Folding Knife
$12.94
Rough Rider Knives Stockman Amber Jigged Bone 3 1 2 Closed Folding Knife
Rough Rider Knives Stockman Amber Jigged Bone 3 1 2 Closed Folding Knife
$13.64
Rough Rider Knives Stockman Red Jigged Bone 3 7 8 Closed Pocket Knife
Rough Rider Knives Stockman Red Jigged Bone 3 7 8 Closed Pocket Knife
$14.07
Rough Rider Knives Stockman Stag Bone 3 1 2 Closed Folding Pocket Knife
Rough Rider Knives Stockman Stag Bone 3 1 2 Closed Folding Pocket Knife
$13.50
Rough Rider Knives Small Stockman Amber Jigged Bone 2 3 4 Closed Knife NM
Rough Rider Knives Small Stockman Amber Jigged Bone 2 3 4 Closed Knife NM
$12.37
Rough Rider Knives Small Stockman Yellow 2 3 4 Closed Folding Knife
Rough Rider Knives Small Stockman Yellow 2 3 4 Closed Folding Knife
$11.82
Rough Rider Knives Tiny Stockman Pink Smooth Bone 2 Closed Pocket Knife
Rough Rider Knives Tiny Stockman Pink Smooth Bone 2 Closed Pocket Knife
$9.67
Rough Rider Knives Stockman 3 1 4 Closed Midnight Swirl Folding Knife
Rough Rider Knives Stockman 3 1 4 Closed Midnight Swirl Folding Knife
$12.52
Rough Rider Knives Stockman Smooth Yellow 3 1 4 Closed Folding Knife
Rough Rider Knives Stockman Smooth Yellow 3 1 4 Closed Folding Knife
$12.37
Rough Rider Knives Small Stockman Orange Bone 2 3 4 Closed Pocket Knife
Rough Rider Knives Small Stockman Orange Bone 2 3 4 Closed Pocket Knife
$12.37
Rough Rider Knives Stockman A Stroke Of Luck 4 1 4 Closed Folding Knife
Rough Rider Knives Stockman A Stroke Of Luck 4 1 4 Closed Folding Knife
$15.71
Rough Rider Knives Tiny Stockman Jigged Amber Bone 2 Closed Pocket Knife
Rough Rider Knives Tiny Stockman Jigged Amber Bone 2 Closed Pocket Knife
$9.67

Recently Purchased Rough Rider Stockman:


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